Are you thinking about travel insurance?
Are you wondering how it works and is it worth it?
Travel insurance, sometimes called travel protection is necessary in today's world of travel. You may be young and perfectly healthy, but if you break your elbow slipping on wet concrete in Budapest, you may want to know that you will be well taken care of. Or you may be on Medicare or Medicaid and if you are, you have no medical insurance outside the United States.
There are many reasons to purchase travel insurance before you leave home, but what do you buy? The cruise lines have a policy. The airlines have a policy. Everyone wants to sell you protection. And even if you buy them all, you may not have enough protection or worse, you spend more than necessary.
The cost of insurance policies are based on your age, the amount of your non-refundable trip costs and the type of policy you purchase. For example, there are different caps on medical expenses, some cover pre-existing conditions and some don't, some let you cancel for "any reason" and some don't, some have 24/7 customer assistance and some don't. You can buy travel protection for just one trip or for an entire year of trips.
IF YOU WANT HELP, I have been selling travel insurance for decades. I will take the time to explain it and recommend the best policy for you and your circumstances.
Please email me at: firstname.lastname@example.org to set up a time to talk about how to keep you safe on your next travel adventure.
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